Allstate Arizona Depreciation Settlement: 50% Back + Interest

What happened

Class period: April 25, 2017 through October 1, 2026 (based on the date of the initial ACV payment)

• The lawsuit says Allstate improperly deducted Nonmaterial Depreciation when it paid some Arizona structural damage claims.
• Nonmaterial Depreciation means using the "depreciate removal," "depreciate non-material," or "depreciate O&P" settings in Xactimate or similar estimating software.
• These deductions lowered the actual cash value (ACV) payments that policyholders received.
• The case is Hernandez v. Allstate Vehicle and Property Insurance Company, Case No. CV-2026 00048, in the Superior Court of Arizona for Mohave County.
• Allstate denies wrongdoing. The Court has not decided who is right, and both sides agreed to settle.
• It affects Allstate policyholders who received an ACV payment for Arizona structural damage between April 25, 2017 and October 1, 2026 with Nonmaterial Depreciation withheld.

What you can get

Key dates

Who may qualify

• You were a policyholder under a property insurance policy issued by Allstate, including Allstate Vehicle and Property, Allstate Insurance, Esurance Property and Casualty, Allstate Indemnity, Allstate Property and Casualty, Encompass, or North Light Specialty
• You made a Structural Loss claim for a home, building, manufactured home, condo, rental dwelling, or other structure in Arizona
• Allstate paid the claim based on an Xactimate estimate
• Your ACV payment had Nonmaterial Depreciation withheld
• Your initial ACV payment was between April 25, 2017 and October 1, 2026
• You are not excluded (labor-permissive policy forms, claims that used up policy limits, denied or abandoned claims with no ACV payment, Allstate officers and directors, assigned judges and staff, and Class Counsel and their families)

How to file

1. Go to https://www.hernandezdepreciationsettlement.com/submit-claim and complete the Claim Form before midnight Mountain Standard Time on January 29, 2027
2. Or complete and sign the paper Claim Form (included with your Notice or on the Important Documents page) and mail it, postmarked by January 29, 2027, to: Allstate Hernandez Depreciation Settlement, c/o Settlement Administrator, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103
3. Call 1-866-945-4242 to request another Claim Form
4. If you sign for a class member, include written proof that you are a Legally Authorized Representative

Proof required

• The official site does not list any documents to submit with the Claim Form
• The Claim Form must be complete, signed, truthful, and accurate
• If you received a Notice, you have been identified as a likely class member
• Representatives must include written proof of their authority

Payment timing

Payments will be mailed to eligible class members after the Court grants final approval, any appeals are resolved, and the claims process is complete. This can take time. Check https://www.hernandezdepreciationsettlement.com/ for updates.

Important links

• Official website
• Claim form
• FAQs
• Documents

Contact

Extra details

• Allstate will separately pay attorneys' fees and expenses (up to $870,000), the service award (up to $7,500), and admin costs; these do not reduce class member payments
• To opt out, mail a signed letter with your full name and address, postmarked by November 16, 2026, to: Allstate Hernandez Depreciation Settlement, Attn: Exclusion Requests, P.O. Box 58220, Philadelphia, PA 19102; you cannot opt out by phone, email, or online
• To object, file a written objection with the Clerk of Court, Arizona Superior Court for the County of Mohave, 401 E Spring St, Kingman, AZ 86401, and mail a copy to the administrator (Attn: Objection, P.O. Box 58220, Philadelphia, PA 19102), both by November 16, 2026
• The Final Approval Hearing is at 10:30 a.m. on December 15, 2026, via Zoom; check the official site for changes
• Class Counsel include Erik Peterson Law Offices, PSC; McWherter Scott Bobbitt, PLC; Snodgrass Law LLC; Berg Law; and Whitney Whitney Baldridge Atkinson, PLLC; you are not charged for their services
• The Settlement Administrator is Angeion Group
• The official site is also available in Spanish
• If you do nothing, you get no payment and you give up your right to sue Allstate over these claims
• Do not contact the Court, the judge, Allstate, or Allstate's counsel about this settlement
• Watch for scams: use the official site only

FAQ

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