Tennessee Farmers Mutual Insurance Total Loss Settlement 2026 -- No Claim Needed
By eosguide editorial · Last updated
Tennessee Farmers Mutual Insurance will pay $5.85M to settle claims it underpaid total loss auto payouts. No filing needed -- checks arrive automatically. Turns out, assuming you'd negotiate doesn't actually count as negotiating.
What happened
Class period: September 26, 2017 through April 7, 2026
- Tennessee Farmers Mutual Insurance Company (TFMIC) is a Tennessee-based auto insurer accused of underpaying customers whose vehicles were declared a total loss
- When settling those claims, TFMIC used an Autosource Report that applied a "Typical Negotiation Adjustment" -- a built-in reduction to the comparable vehicle values used to calculate actual cash value
- The lawsuit alleges this adjustment caused TFMIC to pay less than the actual cash value its policies required, for claims submitted from September 26, 2017 through April 7, 2026
- TFMIC denies any wrongdoing but agreed to a $5,850,000 settlement to resolve the case and avoid the cost and uncertainty of continued litigation
What you can get
Cash payment
Pro rata share
Distributed from $5,850,000 fund after fees and costs; no claim form required Electronic payment option
Key dates
| Action | Date | What it means |
|---|---|---|
| Claim deadline | July 11, 2026 (opt-out and objection deadline) | Last day to file a claim |
| Opt out | July 11, 2026 | Keep your right to sue separately |
| Object | July 11, 2026 | Tell the court you disagree |
| Final hearing | August 14, 2026 at 9:00 a.m. -- Montgomery County Courthouse, 2 Millennium Plaza, Suite 115, Clarksville, TN 37040. Check the official settlement website for any changes to the date or time. | Judge decides whether to approve |
Who may qualify
- Made a first party insurance claim on a vehicle declared a total loss under a TFMIC policy
- The claim was submitted between September 26, 2017 and April 7, 2026
- The settlement of the claim used an Autosource Report that applied a Typical Negotiation Adjustment to at least one comparable vehicle
How to file
- No claim form is required -- eligible class members will automatically receive a check after final approval
- To receive payment electronically via Venmo, Zelle, PayPal, or electronic funds transfer, click the "E-Payment Election" button on the official settlement website by October 19, 2026
- To opt out of the settlement, mail a written exclusion request postmarked by July 11, 2026 to: Weyant v. Tennessee Farmers Mutual Insurance, c/o Kroll Settlement Administration, PO Box 225391, New York, NY 10150-5391
- Your exclusion letter must include the case name and number, your full name and mailing address, a statement that you wish to be excluded, and your handwritten or electronically imaged written signature
Filed this claim?
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Proof required
- No supporting documents are required -- eligibility is determined from TFMIC's own records
- If you received a notice, keep it for reference but you do not need to submit it
Payment timing
Checks will be mailed within 90 days after the settlement's Effective Date -- that is, after final approval and the resolution of any appeals. To receive payment electronically via Venmo, Zelle, PayPal, or electronic funds transfer, you must elect that option by October 19, 2026 using the "E-Payment Election" button on the official settlement website.
Important links
Contact
Extra details
- You do not need to file anything to receive a payment -- eligible class members are paid automatically by check after final approval
- If you want to be paid electronically, you must actively elect that option at autoinsuranceclaimsettlement.com by October 19, 2026 -- otherwise a check will be mailed
- Class Counsel, Carney Bates & Pulliam, PLLC, can be reached at (888) 551-9944 with questions about the case
- Watch for scams: the only authorized settlement website is autoinsuranceclaimsettlement.com, operated by Kroll Settlement Administration under court supervision
- Do not contact the Court, the Clerk's office, TFMIC, or TFMIC's counsel with questions -- they cannot assist class members
FAQ
Do I need to file a claim to get paid?
Who qualifies for this settlement?
How much will my payment be?
How will my payment arrive?
What happens if I opt out?
When will the final hearing take place?
What is the "Typical Negotiation Adjustment" the lawsuit is about?
Info only. Verify details on the official site. Not legal, financial, or tax advice. Legal
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