$489 State Farm Arkansas Total Loss Settlement: How to Claim
By eosguide editorial · Last updated
Claim about $489 with no proof: State Farm Arkansas total loss settlement. File by Aug 19, 2026 if your car was totaled and underpaid. Apparently your wrecked car still had haggling room, at least in the math State Farm used to pay you.
What happened
Class period: November 29, 2016 through October 18, 2021
- The lawsuit is Chadwick v. State Farm Mutual Automobile Ins. Co., Case No. 4:21-cv-1161, filed in federal court in the Eastern District of Arkansas.
- It claims State Farm paid Arkansas drivers less than the actual cash value of their totaled vehicles.
- State Farm allegedly did this by applying a "Typical Negotiation Adjustment" (TNA) to comparable vehicles in its Audatex valuation reports, which lowered the payout.
- State Farm denies the claims but agreed to settle.
- It affects Arkansas State Farm policyholders whose vehicles were declared a total loss between November 29, 2016 and October 18, 2021.
What you can get
Total Loss Claim Payment
68% of your TNA amount
Average payout about $489, calculated from State Farm's records, no proof needed
Key dates
| Action | Date | What it means |
|---|---|---|
| Claim deadline | August 19, 2026 | Last day to file a claim |
| Opt out | June 25, 2026 | Keep your right to sue separately |
| Object | June 15, 2026 | Tell the court you disagree |
| Final hearing | July 15, 2026 at 9:00 a.m., Courtroom 1A, U.S. District Court for the Eastern District of Arkansas, Little Rock. The hearing may be postponed without notice -- check https://statefarmartotallosslitigation.com/ for updates. | Judge decides whether to approve |
Who may qualify
- You made a first-party claim on a State Farm auto policy issued to an Arkansas resident
- State Farm declared your vehicle a total loss between November 29, 2016 and October 18, 2021
- Your payment was based on an Audatex valuation report that applied a typical negotiation adjustment to at least one comparable vehicle
- You received an email or postcard notice (most class members were already identified from State Farm's records)
How to file
- Find your Unique ID and Web Registration Code on the postcard or email notice you received
- Go to the official settlement website and click "Submit a Claim Form"
- Enter your Unique ID and Web Registration Code, then submit by 11:59 p.m. EST on August 19, 2026
- Or sign the paper Claim Form you got in the mail and return it postmarked by August 19, 2026
- If you did not get a notice, call 1-866-255-6602 to request a Claim Form
Filed this claim?
Save the claim ID, deadline, payout notes, and official link in the free Settlement Claim Tracker. It stores entries in your browser, with no account needed.
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Proof required
- No receipts or documents are required, since your payment is calculated from State Farm's own records
- You need the Unique ID and Web Registration Code from your notice to file online, or the signed paper Claim Form to file by mail
- If your address changed, contact the administrator so your payment reaches you
Payment timing
Payments go out after the Court grants final approval at the July 15, 2026 hearing and any appeals are resolved. Payment method to be confirmed -- check https://statefarmartotallosslitigation.com/ for updates.
Important links
Contact
Extra details
- Most class members were already identified from State Farm's records and mailed or emailed a notice with a Unique ID
- Class Counsel can be reached free of charge at 1-888-551-9944 if you have questions
- Do not contact the Court, the Clerk, State Farm, or your State Farm agent, since they cannot answer questions about the settlement
- Attorneys' fees, costs, and the service award are paid separately by State Farm and do not reduce the money available to class members
- File only through the official site and watch for scams that ask you to pay a fee to claim
FAQ
Who qualifies for the State Farm Arkansas total loss settlement?
How much money can I get?
Do I need proof or receipts to file?
What is a "typical negotiation adjustment"?
What is the deadline to file a claim?
When will I get paid?
Info only. Verify details on the official site. Not legal, financial, or tax advice. Legal
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