$75 No-Proof or $4,500 Furniture Mart Data Breach Settlement
By eosguide editorial · Last updated
Furniture Mart data breach settlement: claim a flat $75 with no proof, or up to $4,500 for documented losses. File by Nov 3, 2026. You bought a couch. Somebody else walked out with your Social Security number.
What happened
Class period: Data breach occurred in November 2024. Documented losses must have occurred from November 3, 2024 to present.
- In November 2024, Furniture Mart, USA, Inc. (FMUSA) was hit by a targeted cyberattack on its computer systems
- Files containing personal information were accessed, which may have included names, Social Security numbers, and dates of birth
- A class action lawsuit, In re: Furniture Mart, USA, Inc., Data Breach Litigation, Case No. 4:25-cv-04018-RAL, was filed in the U.S. District Court for the District of South Dakota
- FMUSA denies any wrongdoing, and the Court has not decided who is right. Both sides agreed to settle to avoid the cost and risk of a trial
- The settlement covers people living in the United States whose personal information was potentially compromised in the breach. FMUSA's records identified class members, and many received a notice directly from the company
What you can get
Alternative Cash Payment
$75
No proof or explanation needed, in place of all other cash options
Documented Losses
Up to $4,500
Receipts or statements required, losses from November 3, 2024 to present
Lost Time
Up to $100
Up to 4 hours at $25 per hour, brief description of time spent required
Credit Monitoring
3 years
CyEx Identity Defense Complete with $1 million identity theft insurance, open to all class members
Key dates
| Action | Date | What it means |
|---|---|---|
| Claim deadline | November 3, 2026 | Last day to file a claim |
| Opt out | October 5, 2026 | Keep your right to sue separately |
| Object | October 5, 2026 | Tell the court you disagree |
| Final hearing | November 9, 2026 at 10:00 a.m. Central Time | Judge decides whether to approve |
Who may qualify
- You live in the United States
- Your personal information was potentially compromised in the November 2024 FMUSA data breach
- You may have received a notice directly from FMUSA or the Claims Administrator
- You are not an FMUSA employee, officer, or director, a government entity, or an attorney or judge involved in the case
How to file
- Go to the official settlement website and click "Submit a Claim"
- Choose your cash option: the $75 no-proof payment, or documented losses and/or lost time
- Choose whether to enroll in three years of credit monitoring
- Upload receipts or statements if you claim documented losses, and briefly describe your time if you claim lost time
- Submit online by November 3, 2026, or mail a printed Claim Form postmarked by that date to the Claims Administrator
Filed this claim?
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Proof required
- The $75 Alternative Cash Payment needs no proof or explanation
- Documented Losses (up to $4,500) require proof such as bank statements or receipts showing the expense was caused by the breach
- Notes you wrote yourself can support other proof but are not enough on their own
- Lost Time (up to $100) requires a brief written description of how you spent the time, but no receipts
- Expenses already reimbursed by someone else cannot be claimed
Payment timing
Payments go out after the Court grants final approval and any appeals are resolved. The hearing is set for November 9, 2026. The official site does not list a payment method -- check https://fmusadatabreachsettlement.com/faq/ for updates.
Important links
Contact
Extra details
- The $75 payment cannot be combined with documented losses or lost time. You must pick one path
- Credit monitoring can be claimed on top of any cash option
- Mailed claims must be postmarked by November 3, 2026 and include a signature and any supporting documents
- If you do nothing, you get no payment and give up your right to sue FMUSA over the breach
- You can object to the settlement and still file a claim
- The hearing date may change without notice. Check the official site before making plans
- Watch for scams. File only through the official site or the mailing address above. The Claims Administrator phone line is free and open 24/7
FAQ
Who qualifies for the Furniture Mart data breach settlement?
How much can I get?
Do I need proof?
What is the deadline?
When will I get paid?
What happens if I do nothing?
Can I opt out?
Info only. Verify details on the official site. Not legal, financial, or tax advice. Legal
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