Travelers NJ PIP Settlement -- File a Claim by June 16, 2026

What happened

Class period: April 14, 2017 through April 1, 2023

• Plaintiffs alleged that Travelers Indemnity Company and related entities wrongfully reduced Personal Injury Protection (PIP) coverage limits by applying PIP deductibles and copayments to reduce the total PIP benefits available -- meaning insureds who had paid for a certain level of coverage were not paid the full amount they were owed
• The lawsuit covers New Jersey automobile insurance policyholders who were paid PIP benefits within $3,000 of their policy limit but never reached the full limit during the class period
• A related lawsuit brought by Courtney Thorson and Michael J. Lucci, Jr. against The Travelers Companies and St. Paul Protective Insurance Co. has been consolidated into this settlement
• Travelers denies all allegations of wrongdoing and liability
• The settlement provides an automatic $70 payment to all class members who do not opt out, plus the opportunity to file a claim for up to 80% of any shortfall between what was paid and the full policy limit

What you can get

Key dates

Who may qualify

• You were a policyholder or insured under a New Jersey automobile insurance policy issued by Travelers that included PIP coverage
• Travelers made a final PIP payment to you between April 14, 2017, and April 1, 2023
• You were paid within $3,000 (inclusive) of your PIP policy limit but were never paid the full limit

How to file

1. Go to njpipsettlement.com/Login and log in using the Unique ID and PIN from the Claim Form you received
2. Complete the online Claim Form and upload any supporting documentation if available
3. Alternatively, download and print a Claim Form from the Documents page, attach any supporting documents, sign and date it, and mail it to the Settlement Administrator
4. Submit online or postmark your mailed form by June 16, 2026

Proof required

• No documentation is required to receive the automatic $70 payment
• For claim-based payments, you may (but are not required to) submit supporting documentation such as correspondence or PIP payment ledgers from Travelers showing your coverage was exhausted
• If submitting documents, files must be clear and readable, under 20 MB each, and in one of these formats: jpg, jpeg, png, gif, tif, tiff, doc, docx, xls, xlsx, pdf, txt, rtf, or zip
• Have all documents ready before starting the online form -- your progress will not be saved if you need to return later

Payment timing

The $70 automatic payment will be sent within 30 days of the settlement becoming effective, by check. Checks must be cashed within 120 days of issuance. Claim-based payments will be sent within 75 days of the settlement becoming effective, or within 45 days of a Neutral Evaluator decision if a claim is appealed. Check njpipsettlement.com for updates on final approval and payment timing.

Important links

• Official website
• Claim form
• Important dates
• FAQs
• Documents

Contact

Extra details

• The $70 automatic payment requires no action -- but you must not have opted out, and you must cash the check within 120 days of issuance or forfeit it
• If Travelers reviews your claim and determines no improper reduction was made, no additional payment will be issued beyond the $70
• If you disagree with Travelers' initial determination on your claim, you may appeal to a Neutral Evaluator at no cost -- but if the appeal is unsuccessful, you will owe $70 toward the Neutral Evaluator's fee
• Attorneys' fees (up to $275,000) and class representative awards ($2,500 each for three named plaintiffs) are paid separately by Travelers and do not reduce class member payments
• Watch for scams: use only the official settlement site at njpipsettlement.com

FAQ

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