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Deadline: September 8, 2026

Up to $10,000 Lemonade Data Breach Settlement: How to Claim

By eosguide editorial  ·  Last updated

Up to $10,000 Lemonade Data Breach Settlement: How to Claim

Lemonade data breach settlement: claim a cash payment with no proof, or up to $10,000 for documented losses. File by Sept 8, 2026. An insurance company being the one to leak your driver's license number is its own kind of irony, so here is how to claim what you are owed.

Deadline: September 8, 2026
File Your Claim →
Applies to Nationwide
You may qualify You were notified that your personal information was compromised in the Lemonade data exposure between April 2023 and September 18, 2024.
Main deadline September 8, 2026
Benefit A cash payment plus up to $10,000 for documented losses, with three years of credit monitoring for everyone in the class.
Proof required Varies
Official site https://lemonadedatadisclosuresettlement.com/

What happened

Class period: April 2023 through September 18, 2024

  • Cybercriminals entered unauthorized information into Lemonade's online insurance quote system between April 2023 and September 18, 2024
  • Personal information, including driver's license numbers, may have been accessed or disclosed
  • About 190,000 people were notified, with notices sent in April 2025 and June 2025
  • The lawsuit claims negligence and violations of the Driver's Privacy Protection Act and New York General Business Law Section 349
  • Lemonade denies any wrongdoing but agreed to settle

What you can get

Cash Fund Payment

Pro rata (proportional) share

No proof needed, amount depends on how many people file

Documented Loss Payment

Up to $10,000

Proof of losses traceable to the breach required

Credit Monitoring and Insurance Services

3 years

Automatic for all class members, includes up to $1M identity theft insurance

After the claim

What exposed data can still matter later?

Filing a claim helps with this settlement. Some exposed data, like a Social Security number or date of birth, can still be misused later. Pick what was mentioned in this breach to see what monitoring may help.

Social Security number Date of birth Financial account Login credentials Medical information Personal info

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Key dates

Action Date What it means
Claim deadline September 8, 2026 Last day to file a claim
Opt out August 7, 2026 Keep your right to sue separately
Object August 7, 2026 Tell the court you disagree
Final hearing September 10, 2026 Judge decides whether to approve

Who may qualify

  • You received a notice that your personal information was compromised in the Lemonade data exposure
  • You are a living person residing in the United States
  • Your information was involved in the incident between April 2023 and September 18, 2024

How to file

  1. Go to the official settlement website
  2. Click "Submit Claim" and complete the online Claim Form by September 8, 2026
  3. Or download a paper form and mail it to the Settlement Administrator, postmarked by September 8, 2026

Filed this claim?

Save the claim ID, deadline, payout notes, and official link in the free Settlement Claim Tracker. It stores entries in your browser, with no account needed.

Add to Tracker →

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Proof required

  • No proof is needed for the Cash Fund Payment
  • The Documented Loss Payment requires Reasonable Documentation showing losses on or after April 1, 2023 that are more likely than not traceable to the breach
  • Self-prepared documents like handwritten receipts alone are not enough, but can support other records

Payment timing

Payments are sent after the Court grants final approval and any appeals are resolved. The Final Approval Hearing is set for September 10, 2026. Check the official site for updates, since the hearing date may change.

Important links

Contact

Phone: (833) 447-6429
Mail: In re Lemonade, Inc. Data Disclosure Litigation, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391

Extra details

  • Credit Monitoring and Insurance Services are automatic, so you do not need to file to get them, but you need your CMIS code from the notice to activate them after final approval
  • You can choose one or both cash benefits in addition to the credit monitoring
  • Lost your CMIS code? Contact Kroll through the official site to request it
  • Use only the official settlement site to avoid scams
Go to official website (deadline: September 8, 2026) 📋 Add to my tracker Browse more guides

FAQ

Who qualifies for the Lemonade settlement?
You qualify if you are a US resident and got a notice that your personal information was compromised in the Lemonade data exposure between April 2023 and September 18, 2024. About 190,000 people were notified.
How much money can I get?
You can claim a pro rata cash payment with no proof, or up to $10,000 for documented losses tied to the breach. You can ask for one or both. Everyone in the class also gets three years of credit monitoring and up to $1 million in identity theft insurance, with no claim needed.
Do I need to prove anything?
Not for the cash payment. The up to $10,000 documented loss payment requires real records showing losses on or after April 1, 2023 that are more likely than not linked to the breach. Handwritten notes alone will not cut it.
What is the deadline?
September 8, 2026 to file a claim. The deadline to opt out or object is August 7, 2026.
When will I get paid?
After the Court approves the settlement and any appeals are resolved. The Final Approval Hearing is set for September 10, 2026, so payments come after that.
What was exposed?
Personal information including driver's license numbers, after cybercriminals fed unauthorized info into Lemonade's online quote tool to pull out real data.
Use the official website Always confirm details on the official site. If something feels off, stop and verify before sharing personal info.

Info only. Verify details on the official site. Not legal, financial, or tax advice. Legal

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