Up to $425 Farmers TCPA Settlement: How to Claim (No Proof)

What happened

Class period: October 8, 2020 through March 13, 2026

• The lawsuit, Kimberly Starling v. Farmers Insurance Exchange et al., claims insurance agents Todd Henderson Insurance Agency, Inc. and/or R. Todd Henderson made telemarketing calls and texts selling Farmers insurance
• The calls and texts allegedly went to phone numbers on the National Do Not Call Registry, which the lawsuit says violated the Telephone Consumer Protection Act (TCPA)
• Farmers denies the claims. No court decided who was right. Both sides settled to avoid the cost and delay of more litigation
• Farmers will make up to $2,875,000 available as a Settlement Fund
• The case is in the Circuit Court of St. Louis County, Missouri, Case No. 26SL-CC00138
• Court records show about 8,039 people are in the Settlement Class

What you can get

Key dates

Who may qualify

• You received two or more calls or texts from Todd Henderson Insurance Agency, Inc. and/or R. Todd Henderson marketing Farmers insurance within a 12-month period
• The calls or texts came between October 8, 2020 and March 13, 2026
• Your number was on the National Do Not Call Registry for more than 30 days when the calls came
• The number is registered to a person, not a business
• You did not request an insurance quote from Farmers or its agents before the calls, and you were not a Farmers customer at the time or within the prior 18 months
• Most class members received a mailed notice because their number appeared in the case records

How to file

1. Get a Claim Form from the official site or the notice you received in the mail
2. Sign the form and certify that you did not request a Farmers quote before the calls and were not a Farmers customer at the time or within the prior 18 months
3. Submit it one of three ways: upload it online at StarlingTCPAsettlement.com, email it to StarlingTCPAsettlement@atticusadmin.com, or mail it to Starling TCPA Settlement Administrator, c/o Atticus Administration, P.O. Box 64053, St. Paul, MN 55164
4. Submit or postmark by July 24, 2026

Proof required

• No phone records or documents are required to file
• Eligibility is based on the call records produced in the case
• You sign the Claim Form certifying you did not request a Farmers quote before the calls and were not a Farmers customer at the time or within the prior 18 months

Payment timing

Checks go out within 60 days after the settlement receives final approval and any appeals are resolved. The Final Approval Hearing is July 31, 2026. Checks expire 180 days after they are issued, so cash yours promptly.

Important links

• Official website
• Claim form
• Important dates
• FAQs
• Documents

Contact

Extra details

• This settlement covers calls and texts from the Todd Henderson agency marketing Farmers insurance, not every telemarketing call about Farmers
• Only about 8,039 people are in the class. If you got a mailed notice, your number is in the case records
• If you do nothing, you get no payment and give up the right to sue over these calls
• The exclusion and objection deadline is July 7, 2026
• Payments may be less than $425 depending on how many valid claims come in

FAQ

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