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The Receipts

Read useful things. The occasional reality check included.


How-To 5 min read

How to actually read a class action notice (without falling asleep)

That envelope looks like junk mail. It isn't. Here's what the walls of text actually mean and what you need to do with it.

Mar 23, 2026 Read →
Reality Check 6 min read

Why the same companies keep getting sued for the same things

Data breach settlement. Data breach settlement. Data breach settlement. At some point you have to ask: is the fine actually working?

Mar 23, 2026 Read →
Reality Check 5 min read

The subscription trap playbook: how companies make cancellation a maze

It's not an accident that the cancel button is buried four menus deep. Here's the whole playbook, named and explained.

Mar 23, 2026 Read →
Explainer 7 min read

What actually happens to your data after a breach

Spoiler: it doesn't sit quietly in a folder somewhere. Here's where it goes, what it's worth, and what you can actually do about it.

Mar 23, 2026 Read →
How-To 5 min read

How to file a settlement claim without getting scammed

Real settlement notices and fake ones look almost identical. Here's how to tell them apart before you hand over anything personal.

Mar 23, 2026 Read →
Explainer 4 min read

What is FACTA and why do retailers keep violating it

A law from 2003 says retailers can't print too many digits of your card number on a receipt. Somehow, they keep doing it.

Mar 23, 2026 Read →
Money Tips 5 min read

Why most settlement money goes unclaimed — and how to not be that person

Billions sit uncollected every year. The reasons are surprisingly simple, and so are the fixes.

Mar 23, 2026 Read →
Money Tips 4 min read

5 things to actually check before clicking "I Agree"

Nobody reads terms of service. Here's the five-minute version — the parts that actually affect your money and your data.

Mar 23, 2026 Read →
🎮 Interactive 2 min

Spot the scam: can you tell a real settlement notice from a fake one?

Six notices. Some real, some not. Most people get at least two wrong. Take the quiz and find out where you land.

Mar 23, 2026 Play →

While you're here —

There are active settlements you might qualify for right now.

Browse Settlements →