Bank of America ATM Fee Settlement 2026 -- File a Claim by June 29 if You Banked at 7-Eleven

What happened

Class period: May 1, 2018 to November 16, 2021

• Plaintiff Brittany Covell filed a class action lawsuit in the U.S. District Court for the Southern District of California (Case No. 3:19-cv-00264-DMS-MSB) alleging that Bank of America, N.A. (BANA) breached its contract with customers by charging two separate out-of-network (OON) fees for a single balance inquiry at FCTI-owned ATMs located inside 7-Eleven stores.
• In plain terms: customers who simply checked their account balance -- not withdrew money, just checked -- were allegedly billed twice for the same action.
• Bank of America denies all wrongdoing and maintains that assessing two OON balance inquiry fees was proper under its account agreements and applicable law.
• The parties agreed to a $2,250,000 Settlement Fund to resolve the case.
• The class period runs from May 1, 2018 to November 16, 2021.
• Former (past) accountholders must file a claim by June 29, 2026. Current Bank of America accountholders who received a notice do not need to file -- they will be paid automatically if the settlement is approved.

What you can get

Key dates

Who may qualify

• You are a Bank of America accountholder in the United States
• You were charged more than one out-of-network balance inquiry fee during a single visit to an FCTI-owned ATM inside a 7-Eleven store
• The fee(s) were assessed between May 1, 2018 and November 16, 2021
• You did not previously submit a valid claim and receive payment in Weiss v. FCTI, Inc., No. 37-2024-00016908-CU-BT-NC
• If you received an email or postcard notice from the settlement administrator, your inclusion in the class has already been identified

How to file

1. If you are a current Bank of America accountholder who received a notice, you do not need to file anything -- you will automatically receive a pro-rata payment if the settlement is approved
2. If you are a former (past) Bank of America accountholder, you must submit a claim form by June 29, 2026 to receive a payment
3. File online at oonfeesettlement.com using the online claim form -- when filing online, you may select electronic payment or paper check
4. Alternatively, download and print a paper claim form from the Documents section of the settlement website and mail it to the administrator postmarked by June 29, 2026 -- paper claims are paid by check only
5. If you are unsure whether you are a current or former accountholder, call (833) 447-8321 or use the Contact Us form at oonfeesettlement.com

Proof required

• The settlement website and FAQ do not specify any supporting documents required to submit a claim
• Visit oonfeesettlement.com/faq or call (833) 447-8321 to confirm whether any documentation is needed before filing

Payment timing

The Final Fairness Hearing is scheduled for August 21, 2026. After the court grants final approval and any appeals are resolved, payments will be distributed by electronic transfer or paper check. Timing will depend on the appeals process and may take several months after final approval.

Important links

• Official website
• Claim form
• Important dates
• FAQs
• Documents

Contact

Extra details

• There are two separate tracks: current Bank of America accountholders who received a notice are paid automatically; former accountholders must file a claim or they receive nothing
• The settlement website contains a discrepancy: the rights-and-options table on the homepage lists the claim deadline as July 29, 2026, while the Important Dates section and FAQ both say June 29, 2026. June 29 is a Monday and is almost certainly correct, but confirm at oonfeesettlement.com before filing
• If your address has changed, update it with the administrator using the Contact Us form at oonfeesettlement.com or by mail to ensure your payment reaches you
• Anyone who already received payment in Weiss v. FCTI, Inc. is not eligible for this settlement
• Watch for scams: oonfeesettlement.com is the only court-authorized website for this case

FAQ

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